Payment Orchestration For Online & Offline Merchants
Connect to multiple banks, payment aggregators and payment rails through a single integration. NeoRoute intelligently routes every transaction to the right payment partner, helping merchants improve payment success, optimise costs and simplify payment operations.
One integration. Multiple payment routes. Complete transaction visibility.
- Dec 2019
- Incorporated
- Multi-Bank
- Orchestration
- CERT-IN
- Compliant
- PCI-DSS
- Certified
- Zero
- Fund Holding
Our Partners
- Equitas
- Shivalik
Multiple Routes Better Outcomes
NeoRoute is a payment orchestration platform that connects merchants to multiple banks, payment aggregators and payment partners through a single integration.
Intelligently route transactions based on configurable rules such as payment method, availability, success rates and cost — while giving your team complete visibility across the payment lifecycle.
- One Integration
Connect to multiple payment partners through NeoRoute.
- Intelligent Routing
Choose the best available route for every transaction.
- Centralised Control
Monitor, manage and reconcile transactions from one platform.
Money moves from your customer to your bank. It never stops with us.
NeoRoute decides which rail to use. The bank settles. You get paid direct.
CustomerBank or PGYour account
That’s the whole route. NeoRoute sits above it, picking the rail and matching the invoice. It is never a stop along the way.
CustomerPG nodal accountYou
Your money sits with the gateway for T+1 to T+2 before it reaches you.
- 01
Go live once, on every rail
One onboarding covers all your banks and PGs. Add a rail later without re-integrating.
- 02
Every payment picks its best rail, live
UPI, cards or wallets, each transaction routes to the healthiest bank or PG at that moment.
- 03
Paid into your account, not ours
The bank settles straight to you. No float, no nodal account, no middleman balance.
- 04
Every rupee reconciled
Each invoice matched to its bank credit, across every rail, channel and store, on one dashboard.
- 3+
- bank and PG rails
- T+0
- settlement you can opt for
- 99.9%
- routing uptime
- Static QR
- Dynamic QR
- POS terminal
- Web plugin
- Soundbox
Collect anywhere. Reconcile every invoice. One dashboard.
Every invoice matched to its bank credit. Daily. Automatically.
Till to bank, across UPI, cards and wallets, online and in-store. Mismatches surface the same day, not at month-end.
- One MIS across company and franchise stores
- Disputes flagged with the exact invoice attached
| Invoice | Till | Bank credit | Status |
|---|---|---|---|
| #4821 | ₹1,240 | ₹1,240 | Matched |
| #4822 | ₹860 | ₹860 | Matched |
| #4823 | ₹2,100 | — | Pending |
| #4824 | ₹399 | ₹399 | Matched |
| End of day · Store 14 | 247 of 248 matched | ||
Every channel, one integration
QR, POS, web plugin and soundbox, all settling straight to your bank with no float.
- Static QR
- Dynamic QR
- POS
- Web plugin
- Soundbox
Own stores vs franchise, live
Transaction-level data, channel split, and daily settlement reports in your inbox before you open the shutter.
Your money never touches us. Here's proof
Who does what, and where the money actually goes.
What NeoRoute does
- Onboards you once across every rail
- Picks the best bank or PG per transaction
- Matches each invoice to its bank credit
- Reports to HQ and every franchisee
What NeoRoute never does
- Hold your money, even for a second
- Sit in a nodal account between you and your bank
- Delay settlement to earn float
- Become a point of failure for your cash
Settlement is made by the bank directly to the merchant’s own account. NeoRoute does not hold merchant funds.
What changes on day one, for everyone in the business.
Different people feel it differently. The finance head stops chasing UTRs. The cashier stops checking a phone. The customer just pays.
- One bank, one QR, one point of failure
- Money parked with a gateway for two days
- Someone matches bank statements to bills by hand
- Franchisees call HQ to ask what settled
- Every bank and PG behind one QR, auto-routed
- Funds settle straight to your account
- Every bill matched to its credit by end of day
- Franchisees see their own numbers, live
Your money, your bank, your numbers
- No float: settlement lands direct, not via a nodal account
- Invoice-wise reconciliation, daily, with zero manual effort
- Keep your existing bank and PG contracts; we route across them
Shorter queues, fewer arguments
- Dual-side static QR: customer and cashier both see it, higher strike rate
- Soundbox confirms every payment, nobody checks a phone
- If one bank’s UPI is down, the next payment routes elsewhere
Pays how they like, walks out faster
- UPI, card, wallet or netbanking at the same counter
- Dynamic QR with the exact amount, no typing, no mistakes
- Same experience in-store and on your website
Two ways to run NeoRoute. Both end with money in your bank.
Let us run the whole journey with you, or take the full stack and put your name on it.
Managed transformation
We take your stores from cash-and-card to fully routed, reconciled digital collections. You keep running the business.
Retail chains, QSRs and franchise networks that want the outcome without building a payments team.
- Store-by-store onboarding, QR and device rollout
- Multi-bank routing and direct settlement
- Daily invoice-to-bank reconciliation
- HQ and franchise dashboards, run by us
White-label platform
The full NeoRoute stack, under your brand, on your terms. Your merchants see you. We stay invisible.
Banks, aggregators, ERP and billing vendors, and enterprise groups serving many merchants of their own.
- Collection app, branded to you
- Reconciliation engine and MIS dashboard
- Analytics and reporting APIs
- Your rails or ours, your pricing
Faster checkout
All payment modes at the counter, one tap.
Less POS dependency
QR and soundbox where a terminal isn’t worth it.
Reconciliation done for you
Every invoice matched daily, no spreadsheets.
Settled direct
Funds go to your bank, never through us.
Trusted by leading brands across India
From F&B chains and hospitals to automotive specialists — NeoRoute powers payments across diverse merchant categories.
- Cafe Coffee DayF&B · Café Chain
- CCD Value ExpressF&B · Express Format
- Advance Auto PartsAutomotive · Spare Parts
- Advance Genuine SparesAutomotive · Genuine Parts
- Amara HospitalsHealthcare · Hospital
- Erode CoopCooperative Society
- OrraJewellery
- Panduranga CoffeeF&B · Coffee Chain
- CheggoutRetail · Merchant Platform
- Joldal ResidencyHospitality · Hotel Residency
- Super FootwearFootwear & Retail
- ChaiNagriF&B · Tea Chain
- Bindiga Peak ResortHospitality · Resort
- SBB MedicareHealthcare · Medicare
- Rulo HealthHealthcare · Health
- Runo FreshFresh Produce · F&B
- BSNLTelecom · PSU
Many counters. One bank account. Every rupee accounted for.
Each sector breaks reconciliation in its own way. Here’s what we fix in yours.
Food and beverage chains
Hundreds of small tickets an hour, three payment modes per counter, and a franchise owner who wants to see only their outlets.
- Dynamic QR per bill, so no two orders get confused
- Outlet-wise settlement matched to the POS at close
- Soundbox confirms payment, staff never check a phone
- 40+
- outlets on one dashboard
- 0
- manual reconciliation hours
“Placeholder for a one-line customer quote from a QSR or cafe chain.”
Retail and apparel
Card, UPI and wallet on the same bill. Month-end mismatches everywhere.
Every bill matched across modes, store by store, daily.
Grocery and FMCG retail
Thin margins, high volume. A failed UPI at the counter costs the sale.
Multi-bank routing keeps the queue moving when one rail drops.
Pharmacy and healthcare
Invoice-level audit trails matter. Partial payments and refunds are routine.
Invoice-wise matching with a clean trail for every credit and refund.
Jewellery and luxury
Large tickets, advances and instalments. Float is real money at this scale.
Direct settlement to your bank, no nodal account holding a lakh overnight.
Hotels and hospitality
Front desk, restaurant, spa: one guest, many folios, many rails.
Every folio charge reconciled to a bank credit, per property.
Cooperatives, telecom and utilities
Thousands of members or subscribers paying small amounts at agent points.
Static QR per collection point, agent-wise MIS, one settlement.
Franchise or company-owned, it works the same
HQ sees everything. Each franchisee sees only their stores. Settlement goes to whichever bank account the contract says.
Register with NeoRoute
Leave your credentials and we’ll get back to you within 24 hours.
- Enquiry
- support@neokred.tech
- Address
- MASS Complex,3rd Floor, Sarakki Industrial Layout,JP Nagar 3rd Phase, 15thCross Road,Bangalore – 560078, Karnataka.